Natural hazards · Tega Cay

Tega Cay, SC natural hazards

Most of the natural-hazard damage FEMA expects in Tega Cay comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tega Cay?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tega Cay to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes29%Ice storms5%Strong wind5%Everything else12%

By hazard

What Tega Cay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Tornadoes

29% of expected damage

Above average · higher than 64% of U.S. places

Ice storms

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Strong wind

5% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tega Cay flood?

FEMA's records show no paid flood insurance claims in Tega Cay.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tega Cay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.

Disasters that hit Tega Cay

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tega Cay itself: aid to households, or repair grants to the City of Tega Cay.

Brought FEMA money into Tega CayDeclared for York County only

2024

Hurricane Helene

11 households applied for aid $6K aid approved $346K to the City of Tega Cay for repairs

2002

Severe Ice Storm

$18K to the City of Tega Cay for repairs

York County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Tega Cay

Tega Cay and the towns around it

Very lowLowModerateHighVery high

Baxter Villagemostly inland floodingLow

Riverviewmostly inland floodingLow

Tega Caymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tega Cay covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Tega Cay’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tega Cay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tega Cay total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.