Natural hazards · Startex

Startex, SC natural hazards

Most of the natural-hazard damage FEMA expects in Startex comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Startex?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Startex to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding59%Cold waves10%Earthquakes9%Tornadoes8%Everything else15%

By hazard

What Startex faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 4 years in the area

Earthquakes

9% of expected damage

Above average · higher than 73% of U.S. places

Tornadoes

8% of expected damage

Above average · higher than 54% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Startex flood?

FEMA's records show no paid flood insurance claims in Startex.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Startex isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Spartanburg County.

Disasters that hit Startex

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Startex itself: aid to households, or repair grants to Startex.

Brought FEMA money into StartexDeclared for Spartanburg County only

2024

Hurricane Helene

165 households applied for aid $161K aid approved

Spartanburg County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Startex

Startex and the towns around it

Very lowLowModerateHighVery high

Wellfordmostly inland floodingLow

Duncanmostly inland floodingLow

Startexmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Startex is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Startex’s own flood-insurance community; household aid to the registrant’s city; repair grants to Startex. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.