Natural hazards · Seven Oaks

Seven Oaks, SC natural hazards

Most of the natural-hazard damage FEMA expects in Seven Oaks comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 258 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seven Oaks?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seven Oaks to be higher than in 47% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes22%Hurricanes10%Earthquakes9%Everything else14%

By hazard

What Seven Oaks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 82% of U.S. places

Hurricanes

10% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 7 years in the area

Earthquakes

9% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seven Oaks flood?

Every paid claim on a federal flood insurance policy in Seven Oaks, from FEMA’s records.

258paid claims since 1978

$8.6Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

October severe storms: 173 claims, $7.7M
Hurricane Isaias: 3 claims, $178K
Hurricane Michael: 2 claims, $21K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seven Oaks isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lexington County.

Disasters that hit Seven Oaks

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Seven Oaks itself: aid to households, or repair grants to Seven Oaks.

Brought FEMA money into Seven OaksDeclared for Lexington County only

2015

Severe Storms and Flooding

1 household applied for aid

Lexington County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Seven Oaks

Seven Oaks and the towns around it

Very lowLowModerateHighVery high

Seven Oaksmostly inland floodingModerate

West Columbiamostly inland floodingModerate

St. Andrewsmostly inland floodingModerate

Irmomostly inland floodingModerate

Columbiamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seven Oaks covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Seven Oaks’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Seven Oaks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Seven Oaks total about $6.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.