Natural hazards · Red Bank

Red Bank, SC natural hazards

Most of the natural-hazard damage FEMA expects in Red Bank comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Red Bank?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Red Bank to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding36%Tornadoes28%Hurricanes12%Earthquakes6%Heat waves6%Everything else14%

By hazard

What Red Bank faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 78% of U.S. places

Hurricanes

12% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 6 years in the area

Earthquakes

6% of expected damage

Above average · higher than 70% of U.S. places

Heat waves

6% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Red Bank flood?

FEMA's records show no paid flood insurance claims in Red Bank.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Red Bank isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lexington County.

Disasters that hit Red Bank

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Red Bank itself: aid to households, or repair grants to Red Bank.

Brought FEMA money into Red BankDeclared for Lexington County only

2024

Hurricane Helene

1 household applied for aid

Lexington County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Red Bank

Red Bank and the towns around it

Very lowLowModerateHighVery high

Red Bankmostly inland floodingLow

Lexingtonmostly inland floodingLow

White Knollmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Red Bank covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Red Bank’s own flood-insurance community; household aid to the registrant’s city; repair grants to Red Bank. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Red Bank total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.