Natural hazards · Rains

Rains, SC natural hazards

Most of the natural-hazard damage FEMA expects in Rains comes from hurricanes, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rains?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rains to be higher than in 85% of U.S. communities, mostly from hurricanes and cold waves.

Hurricanes48%Cold waves20%Inland flooding13%Tornadoes8%Everything else12%

By hazard

What Rains faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

48% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Cold waves

20% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

13% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

8% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 55 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rains flood?

FEMA's records show no paid flood insurance claims in Rains.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rains isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit Rains

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rains itself: aid to households, or repair grants to Rains.

Brought FEMA money into RainsDeclared for Marion County only

2018

Hurricane Florence

7 households applied for aid $9K aid approved

2016

Hurricane Matthew

20 households applied for aid $30K aid approved

2015

Severe Storms and Flooding

10 households applied for aid $340 aid approved

2004

Tropical Storm Frances

1 household applied for aid

Marion County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rains is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rains’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rains. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.