Natural hazards · Prosperity

Prosperity, SC natural hazards

Most of the natural-hazard damage FEMA expects in Prosperity comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Prosperity?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prosperity to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes20%Hurricanes9%Cold waves9%Earthquakes7%Everything else13%

By hazard

What Prosperity faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

20% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 21 years in the area

Hurricanes

9% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 10 years in the area

Cold waves

9% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 4 years in the area

Earthquakes

7% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Prosperity flood?

FEMA's records show no paid flood insurance claims in Prosperity.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Prosperity isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Newberry County.

Disasters that hit Prosperity

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Prosperity itself: aid to households, or repair grants to the Town of Prosperity.

Brought FEMA money into ProsperityDeclared for Newberry County only

2024

Hurricane Helene

1,260 households applied for aid $983K aid approved $122K to the Town of Prosperity for repairs

2015

Severe Storms and Flooding

101 households applied for aid $7K aid approved

2004

Tropical Storm Frances

1 household applied for aid

2004

Severe Ice Storm

$32K to the Town of Prosperity for repairs

Newberry County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prosperity is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Prosperity’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Prosperity. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.