Natural hazards · Privateer

Privateer, SC natural hazards

Most of the natural-hazard damage FEMA expects in Privateer comes from hurricanes, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Privateer?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Privateer to be higher than in 46% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes32%Inland flooding30%Earthquakes19%Everything else20%

By hazard

What Privateer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

32% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

30% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

19% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Privateer flood?

FEMA's records show no paid flood insurance claims in Privateer.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Privateer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sumter County.

Disasters that hit Privateer

Federal disasters declared here

None of the disasters declared for Sumter County shows FEMA aid or repair money reaching Privateer itself in FEMA’s records.

Brought FEMA money into PrivateerDeclared for Sumter County only

Sumter County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Privateer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Privateer’s own flood-insurance community; household aid to the registrant’s city; repair grants to Privateer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.