Natural hazards · Patrick

Patrick, SC natural hazards

Most of the natural-hazard damage FEMA expects in Patrick comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Patrick?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Patrick to be higher than in 58% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding39%Hurricanes25%Tornadoes15%Strong wind5%Everything else16%

By hazard

What Patrick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Hurricanes

25% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

15% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 20 years in the area

Strong wind

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Patrick flood?

FEMA's records show no paid flood insurance claims in Patrick.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Patrick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chesterfield County.

Disasters that hit Patrick

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Patrick itself: aid to households, or repair grants to the Town of Patrick.

Brought FEMA money into PatrickDeclared for Chesterfield County only

2018

Hurricane Florence

82 households applied for aid $20K aid approved $86K to the Town of Patrick for repairs

2016

Hurricane Matthew

13 households applied for aid $6K aid approved

2004

Tropical Storm Frances

1 household applied for aid

Chesterfield County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Patrick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Patrick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Patrick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.