Natural hazards · Pamplico

Pamplico, SC natural hazards

Most of the natural-hazard damage FEMA expects in Pamplico comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2016. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pamplico?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pamplico to be higher than in 74% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes32%Inland flooding28%Tornadoes13%Earthquakes11%Everything else16%

By hazard

What Pamplico faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

32% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

28% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 23 years in the area

Earthquakes

11% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pamplico flood?

Every paid claim on a federal flood insurance policy in Pamplico, from FEMA’s records.

2paid claims since 2016

$94Kpaid to owners

0homes flooded more than once

20162026

Biggest named events

Hurricane Matthew: 2 claims, $94K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pamplico isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Florence County.

Disasters that hit Pamplico

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pamplico itself: aid to households, or repair grants to the Town of Pamplico.

Brought FEMA money into PamplicoDeclared for Florence County only

2018

Hurricane Florence

20 households applied for aid $12K aid approved

2016

Hurricane Matthew

184 households applied for aid $114K aid approved $19K to the Town of Pamplico for repairs

2015

Severe Storms and Flooding

274 households applied for aid $171K aid approved

2014

Severe Winter Storm

$28K to the Town of Pamplico for repairs

2004

Tropical Storm Frances

14 households applied for aid $8K aid approved

2004

Severe Ice Storm

$28K to the Town of Pamplico for repairs

Florence County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pamplico is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pamplico’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pamplico. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.