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Natural hazards · North Augusta

North Augusta, SC natural hazards

Most of the natural-hazard damage FEMA expects in North Augusta comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1995. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Augusta?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Augusta to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding50%Hurricanes13%Tornadoes12%Earthquakes6%Heat waves5%Everything else14%
By hazard

What North Augusta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage
Below average · higher than 27% of U.S. places
Recorded about once every 2 years in the area

Hurricanes

13% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 8 years in the area

Tornadoes

12% of expected damage
Above average · higher than 68% of U.S. places

Earthquakes

6% of expected damage
Above average · higher than 61% of U.S. places

Heat waves

5% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 5 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Augusta flood?

Every paid claim on a federal flood insurance policy in North Augusta, from FEMA’s records.

8paid claims since 1995
$150Kpaid to owners
2homes flooded more than once
19952026

Biggest named events

  • Hurricane Michael: 1 claim, $35K
  • Hurricane Helene: 1 claim, $22K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. North Augusta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Aiken County.
Disasters that hit North Augusta

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Augusta itself: aid to households, or repair grants to the City of North Augusta.

Brought FEMA money into North AugustaDeclared for Aiken County only
2024

Hurricane Helene

13,807 households applied for aid $10.7M aid approved $1.1M to the City of North Augusta for repairs
2020

Severe Storms, Tornadoes, and Straight-Line Winds

22 households applied for aid $12K aid approved
2017

Hurricane Irma

$7K to the City of North Augusta for repairs
2014

Severe Winter Storm

$577K to the City of North Augusta for repairs
2004

Severe Ice Storm

$98K to the City of North Augusta for repairs
2000

Severe Winter Storm

$7K to the City of North Augusta for repairs
Aiken County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.
Around North Augusta

North Augusta and the towns around it

Clearwater: Low, mostly inland floodingAugusta-Richmond County consolidated government: no dataBurnettown: Low, mostly inland floodingHephzibah: Low, mostly inland floodingMartinez: Moderate, mostly inland floodingGrovetown: Low, mostly inland floodingBeech Island: Very low, mostly inland floodingLangley: Low, mostly inland floodingNorth Augusta: Low, mostly inland flooding North AugustaClearwaterAugusta-Richmond County consolidated governmentBurnettown
Very lowLowModerateHighVery high
Burnettownmostly inland floodingLow
North Augustamostly inland floodingLow
Clearwatermostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Augusta covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to North Augusta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of North Augusta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Augusta total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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