Natural hazards · Lydia

Lydia, SC natural hazards

Most of the natural-hazard damage FEMA expects in Lydia comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lydia?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lydia to be higher than in 49% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding30%Hurricanes21%Tornadoes16%Earthquakes9%Cold waves7%Heat waves5%Everything else12%

By hazard

What Lydia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

21% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

16% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 37 years in the area

Earthquakes

9% of expected damage

Well above average · higher than 78% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 2 years in the area

Heat waves

5% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 8 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lydia flood?

FEMA's records show no paid flood insurance claims in Lydia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lydia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Darlington County.

Disasters that hit Lydia

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lydia itself: aid to households, or repair grants to Lydia.

Brought FEMA money into LydiaDeclared for Darlington County only

2016

Hurricane Matthew

10 households applied for aid $3K aid approved

2015

Severe Storms and Flooding

12 households applied for aid $2K aid approved

2004

Tropical Storm Frances

28 households applied for aid $18K aid approved

Darlington County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lydia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lydia’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lydia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.