Natural hazards · Latta

Latta, SC natural hazards

Most of the natural-hazard damage FEMA expects in Latta comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 15 claims here since 1983. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Latta?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Latta to be higher than in 81% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes55%Inland flooding19%Tornadoes8%Earthquakes7%Everything else11%
By hazard

What Latta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

55% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

19% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about once every 6 years in the area

Tornadoes

8% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once every 53 years in the area

Earthquakes

7% of expected damage
Well above average · higher than 77% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Latta flood?

Every paid claim on a federal flood insurance policy in Latta, from FEMA’s records.

15paid claims since 1983
$479Kpaid to owners
4homes flooded more than once
19832026

Biggest named events

  • Hurricane Florence: 9 claims, $301K
  • Hurricane Matthew: 4 claims, $121K
  • Hurricane Debby: 1 claim, $56K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Latta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dillon County.
Disasters that hit Latta

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Latta itself: aid to households, or repair grants to the Town of Latta.

Brought FEMA money into LattaDeclared for Dillon County only
2019

Hurricane Dorian

$29K to the Town of Latta for repairs
2018

Hurricane Florence

407 households applied for aid $253K aid approved $300K to the Town of Latta for repairs
2017

Hurricane Irma

$52K to the Town of Latta for repairs
2016

Hurricane Matthew

494 households applied for aid $419K aid approved $543K to the Town of Latta for repairs
2015

Severe Storms and Flooding

29 households applied for aid $20K aid approved $40K to the Town of Latta for repairs
2014

Severe Winter Storm

$68K to the Town of Latta for repairs
2004

Tropical Storm Frances

108 households applied for aid $53K aid approved
2004

Severe Ice Storm

$11K to the Town of Latta for repairs
2000

Severe Winter Storm

$6K to the Town of Latta for repairs
1999

Hurricane Floyd Major Disaster Declarations

$9K to the Town of Latta for repairs
Dillon County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Latta is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Latta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Latta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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