Natural hazards · Lane

Lane, SC natural hazards

Most of the natural-hazard damage FEMA expects in Lane comes from hurricanes, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lane?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lane to be higher than in 92% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding20%Earthquakes17%Everything else18%

By hazard

What Lane faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

20% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

17% of expected damage

Well above average · higher than 84% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lane flood?

FEMA's records show no paid flood insurance claims in Lane.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Williamsburg County.

Disasters that hit Lane

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lane itself: aid to households, or repair grants to the Town of Lane.

Brought FEMA money into LaneDeclared for Williamsburg County only

2016

Hurricane Matthew

73 households applied for aid $49K aid approved

2015

Severe Storms and Flooding

228 households applied for aid $162K aid approved

2004

Tropical Storm Frances

125 households applied for aid $109K aid approved

2004

Severe Ice Storm

$6K to the Town of Lane for repairs

1999

Hurricane Floyd Major Disaster Declarations

$2K to the Town of Lane for repairs

Williamsburg County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lane is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lane’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lane. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.