Natural hazards · Keowee Key

Keowee Key, SC natural hazards

Most of the natural-hazard damage FEMA expects in Keowee Key comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Keowee Key?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Keowee Key to be higher than in 52% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves25%Tornadoes7%Everything else10%

By hazard

What Keowee Key faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Cold waves

25% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

7% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 78 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Keowee Key flood?

FEMA's records show no paid flood insurance claims in Keowee Key.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Keowee Key isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oconee County.

Disasters that hit Keowee Key

Federal disasters declared here

None of the disasters declared for Oconee County shows FEMA aid or repair money reaching Keowee Key itself in FEMA’s records.

Brought FEMA money into Keowee KeyDeclared for Oconee County only

Oconee County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Keowee Key is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Keowee Key’s own flood-insurance community; household aid to the registrant’s city; repair grants to Keowee Key. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.