Natural hazards · Hopkins

Hopkins, SC natural hazards

Most of the natural-hazard damage FEMA expects in Hopkins comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hopkins?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hopkins to be higher than in 43% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding34%Earthquakes26%Hurricanes16%Tornadoes7%Everything else17%

By hazard

What Hopkins faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

26% of expected damage

Well above average · higher than 80% of U.S. places

Hurricanes

16% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

7% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 52 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hopkins flood?

FEMA's records show no paid flood insurance claims in Hopkins.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hopkins isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richland County.

Disasters that hit Hopkins

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hopkins itself: aid to households, or repair grants to Hopkins.

Brought FEMA money into HopkinsDeclared for Richland County only

2024

Hurricane Helene

903 households applied for aid $909K aid approved

2015

Severe Storms and Flooding

1,435 households applied for aid $1.4M aid approved

2004

Tropical Storm Frances

2 households applied for aid $1K aid approved

Richland County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hopkins covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hopkins’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hopkins. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hopkins total about $887K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.