Natural hazards · Homewood

Homewood, SC natural hazards

Most of the natural-hazard damage FEMA expects in Homewood comes from hurricanes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Homewood?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Homewood to be higher than in 90% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes61%Inland flooding17%Tornadoes7%Earthquakes6%Everything else8%

By hazard

What Homewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

61% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

17% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 47 years in the area

Earthquakes

6% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Homewood flood?

FEMA's records show no paid flood insurance claims in Homewood.

of all homes
are insured

No community discount. Homewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Horry County.

Disasters that hit Homewood

Federal disasters declared here

None of the disasters declared for Horry County shows FEMA aid or repair money reaching Homewood itself in FEMA’s records.

Brought FEMA money into HomewoodDeclared for Horry County only

Horry County has had 23 natural disasters declared since 1953, most often hurricanes and fires.

Around Homewood

Homewood and the towns around it

Very lowLowModerateHighVery high

Homewoodmostly hurricanesVery high

Conwaymostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Homewood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Homewood’s own flood-insurance community; household aid to the registrant’s city; repair grants to Homewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.