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Natural hazards · Hemingway

Hemingway, SC natural hazards

Most of the natural-hazard damage FEMA expects in Hemingway comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2016. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hemingway?

88
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hemingway to be higher than in 88% of U.S. communities, mostly from hurricanes and earthquakes.

Hurricanes57%Earthquakes16%Inland flooding13%Everything else14%
By hazard

What Hemingway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

57% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 3 years in the area

Earthquakes

16% of expected damage
Well above average · higher than 83% of U.S. places

Inland flooding

13% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hemingway flood?

Every paid claim on a federal flood insurance policy in Hemingway, from FEMA’s records.

1paid claims since 2016
$22Kpaid to owners
0homes flooded more than once
20162026

Biggest named events

  • Hurricane Matthew: 1 claim, $22K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hemingway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Williamsburg County.

What’s been done with FEMA grants

1buildings retrofitted against wind
1flood-prone properties bought out and cleared
Disasters that hit Hemingway

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hemingway itself: aid to households, or repair grants to the Town of Hemingway.

Brought FEMA money into HemingwayDeclared for Williamsburg County only
2024

Hurricane Helene

3 households applied for aid
2022

Hurricane Ian

34 households applied for aid $72K aid approved
2019

Hurricane Dorian

$21K to the Town of Hemingway for repairs
2018

Hurricane Florence

50 households applied for aid $30K aid approved $23K to the Town of Hemingway for repairs
2017

Hurricane Irma

$23K to the Town of Hemingway for repairs
2016

Hurricane Matthew

571 households applied for aid $789K aid approved $93K to the Town of Hemingway for repairs
2015

Severe Storms and Flooding

1,050 households applied for aid $696K aid approved $36K to the Town of Hemingway for repairs
2014

Severe Winter Storm

$22K to the Town of Hemingway for repairs
2004

Tropical Storm Frances

255 households applied for aid $79K aid approved
2004

Tropical Storm Gaston

$2K to the Town of Hemingway for repairs
2004

Severe Ice Storm

$30K to the Town of Hemingway for repairs
1999

Hurricane Floyd Major Disaster Declarations

$17K to the Town of Hemingway for repairs
Williamsburg County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hemingway is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hemingway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hemingway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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