Natural hazards · Hartsville

Hartsville, SC natural hazards

Most of the natural-hazard damage FEMA expects in Hartsville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 2015. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hartsville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hartsville to be higher than in 44% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding31%Earthquakes18%Tornadoes17%Hurricanes14%Cold waves7%Heat waves5%Everything else9%

By hazard

What Hartsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

18% of expected damage

Well above average · higher than 78% of U.S. places

Tornadoes

17% of expected damage

Well above average · higher than 84% of U.S. places

Hurricanes

14% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Cold waves

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 2 years in the area

Heat waves

5% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 8 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hartsville flood?

Every paid claim on a federal flood insurance policy in Hartsville, from FEMA’s records.

8paid claims since 2015

$74Kpaid to owners

3homes flooded more than once

20152026

Biggest named events

Hurricane Florence: 4 claims, $63K
October severe storms: 1 claim, $1K
Hurricane Matthew: 1 claim, $189

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hartsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Darlington County.

What’s been done with FEMA grants

3homes raised above flood level

Disasters that hit Hartsville

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hartsville itself: aid to households, or repair grants to the City of Hartsville.

Brought FEMA money into HartsvilleDeclared for Darlington County only

2023

Hurricane Idalia

$3K to the City of Hartsville for repairs

2022

Hurricane Ian

$8K to the City of Hartsville for repairs

2018

Hurricane Florence

224 households applied for aid $105K aid approved $74K to the City of Hartsville for repairs

2016

Hurricane Matthew

519 households applied for aid $154K aid approved $211K to the City of Hartsville for repairs

2015

Severe Storms and Flooding

664 households applied for aid $222K aid approved

2004

Tropical Storm Frances

296 households applied for aid $288K aid approved

2000

Severe Winter Storm

$6K to the City of Hartsville for repairs

1999

Hurricane Floyd Major Disaster Declarations

$10K to the City of Hartsville for repairs

Darlington County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hartsville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hartsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hartsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hartsville total about $927K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.