Natural hazards · Hamer

Hamer, SC natural hazards

Most of the natural-hazard damage FEMA expects in Hamer comes from hurricanes, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hamer?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hamer to be higher than in 82% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes54%Inland flooding21%Tornadoes8%Everything else17%

By hazard

What Hamer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

54% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

21% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

8% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 38 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hamer flood?

FEMA's records show no paid flood insurance claims in Hamer.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hamer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dillon County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared

Disasters that hit Hamer

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hamer itself: aid to households, or repair grants to Hamer.

Brought FEMA money into HamerDeclared for Dillon County only

2018

Hurricane Florence

247 households applied for aid $375K aid approved

2016

Hurricane Matthew

228 households applied for aid $263K aid approved

2004

Tropical Storm Frances

96 households applied for aid $55K aid approved

Dillon County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hamer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hamer’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hamer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.