Natural hazards · Gray Court

Gray Court, SC natural hazards

Most of the natural-hazard damage FEMA expects in Gray Court comes from cold waves, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gray Court?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gray Court to be higher than in 20% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves35%Inland flooding34%Tornadoes6%Earthquakes5%Everything else19%

By hazard

What Gray Court faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

35% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

34% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 73 years in the area

Earthquakes

5% of expected damage

Above average · higher than 67% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gray Court flood?

FEMA's records show no paid flood insurance claims in Gray Court.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gray Court isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Laurens County.

Disasters that hit Gray Court

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gray Court itself: aid to households, or repair grants to the Town of Gray Court.

Brought FEMA money into Gray CourtDeclared for Laurens County only

2024

Hurricane Helene

2,464 households applied for aid $2.0M aid approved

2000

Severe Winter Storm

$4K to the Town of Gray Court for repairs

Laurens County has had 17 natural disasters declared since 1953, most often hurricanes and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gray Court is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gray Court’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gray Court. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.