Natural hazards · Furman

Furman, SC natural hazards

Most of the natural-hazard damage FEMA expects in Furman comes from hurricanes, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Furman?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Furman to be higher than in 88% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes55%Inland flooding21%Everything else24%

By hazard

What Furman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

55% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

21% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Furman flood?

FEMA's records show no paid flood insurance claims in Furman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Furman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hampton County.

Disasters that hit Furman

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Furman itself: aid to households, or repair grants to the Town of Furman.

Brought FEMA money into FurmanDeclared for Hampton County only

2024

Hurricane Helene

36 households applied for aid $45K aid approved

2016

Hurricane Matthew

10 households applied for aid

Hampton County has had 16 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Furman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Furman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Furman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.