Natural hazards · Cross Hill

Cross Hill, SC natural hazards

Most of the natural-hazard damage FEMA expects in Cross Hill comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cross Hill?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cross Hill to be higher than in 52% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves28%Tornadoes5%Strong wind5%Everything else18%

By hazard

What Cross Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once a year in the area

Cold waves

28% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

5% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 22 years in the area

Strong wind

5% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cross Hill flood?

FEMA's records show no paid flood insurance claims in Cross Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cross Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Laurens County.

Disasters that hit Cross Hill

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cross Hill itself: aid to households, or repair grants to the Town of Cross Hill.

Brought FEMA money into Cross HillDeclared for Laurens County only

2024

Hurricane Helene

730 households applied for aid $835K aid approved

Laurens County has had 17 natural disasters declared since 1953, most often hurricanes and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cross Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cross Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cross Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.