Natural hazards · Chapin

Chapin, SC natural hazards

Most of the natural-hazard damage FEMA expects in Chapin comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2015. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chapin?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chapin to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes26%Hurricanes13%Earthquakes8%Everything else17%

By hazard

What Chapin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 95 years in the area

Hurricanes

13% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 7 years in the area

Earthquakes

8% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chapin flood?

Every paid claim on a federal flood insurance policy in Chapin, from FEMA’s records.

1paid claims since 2015

$13Kpaid to owners

0homes flooded more than once

20152026

Biggest named events

October severe storms: 1 claim, $13K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chapin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lexington County.

Disasters that hit Chapin

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chapin itself: aid to households, or repair grants to the Town of Chapin.

Brought FEMA money into ChapinDeclared for Lexington County only

2024

Hurricane Helene

1,362 households applied for aid $377K aid approved $52K to the Town of Chapin for repairs

2015

Severe Storms and Flooding

157 households applied for aid $84K aid approved $25K to the Town of Chapin for repairs

Lexington County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chapin covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Chapin’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Chapin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chapin total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.