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Natural hazards in Ben Avon · FEMA

Ben Avon is calmer than 70% of U.S. communities

Most of the natural-hazard damage FEMA expects in Ben Avon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2021.

30Low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Low
higher than 30% of U.S. places
Main hazard
Inland flooding
58% of expected damage
Flood claims
1
paid since 2021 · $2K
Disasters paid out here
0
of 19 declared for Spartanburg County
Expected yearly loss
$930K
buildings, people and crops

What stands out about Ben Avon’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Ben Avon?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 30% of U.S. communities, mostly from inland flooding.

Where Ben Avon sits
Ben Avon
Very lowLowModerateHighVery high

Calmer than 395 of the 475 South Carolina towns we cover.

Ben Avon covers 1 census tract, combined by population.

What drives the damage
Inland flooding58%Tornadoes11%Cold waves9%Earthquakes6%Everything else17%
Flood insurance claims

Does Ben Avon flood? Rarely: 1 flood claim since 2021

Every paid claim on a federal flood insurance policy in Ben Avon, from FEMA’s records.

Paid flood claims, by year
2021: 1 claim2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 2021
20212026
1
paid claims since 2021
$2K
paid to owners
0
homes flooded more than once
$2K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Ben Avon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Spartanburg County.
By hazard

What Ben Avon faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

58%of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

11%of expected damage
Above average · higher than 60% of U.S. places

Cold waves

9%of expected damage
Above average · higher than 64% of U.S. places
Recorded about once every 4 years in the area

Earthquakes

6%of expected damage
Above average · higher than 63% of U.S. places
Lower here
🌀 Hurricanes🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

Federal disasters declared here

None of the disasters declared for Spartanburg County shows FEMA aid or repair money reaching Ben Avon itself in FEMA’s records.

Disasters declared, by decade
Paid out in Ben AvonSpartanburg County only

Spartanburg County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

Be ready

Get ready for what Ben Avon actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Ben Avon and its neighbors

How storm and flood risk compares across the town line. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
Ben AvonLowinland flooding1
SpartanburgLowinland flooding41

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in August–October

The month each of Spartanburg County’s 19 declared disasters began, since 1953.

2J
2F
M
A
M
J
J
5A
5S
3O
N
2D
HurricanesSevere stormsIce stormsWinter stormsDroughtsFloods
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Ben Avon’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Ben Avon.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Ben Avon, expected losses total about $930K a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Ben Avon.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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