Natural hazards · Arcadia Lakes

Arcadia Lakes, SC natural hazards

Most of the natural-hazard damage FEMA expects in Arcadia Lakes comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 15 claims here since 2013. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arcadia Lakes?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcadia Lakes to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding49%Hurricanes14%Tornadoes11%Earthquakes8%Heat waves5%Everything else13%

By hazard

What Arcadia Lakes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

11% of expected damage

Above average · higher than 62% of U.S. places

Earthquakes

8% of expected damage

Above average · higher than 72% of U.S. places

Heat waves

5% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arcadia Lakes flood?

Every paid claim on a federal flood insurance policy in Arcadia Lakes, from FEMA’s records.

15paid claims since 2013

$621Kpaid to owners

0homes flooded more than once

20132026

Biggest named events

October severe storms: 14 claims, $616K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arcadia Lakes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Richland County.

Disasters that hit Arcadia Lakes

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Arcadia Lakes itself: aid to households, or repair grants to the Town of Arcadia Lakes.

Brought FEMA money into Arcadia LakesDeclared for Richland County only

2015

Severe Storms and Flooding

1 household applied for aid

Richland County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Arcadia Lakes

Arcadia Lakes and the towns around it

Very lowLowModerateHighVery high

Forest Acresmostly inland floodingHigh

Arcadia Lakesmostly inland floodingLow

Dentsvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcadia Lakes is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Arcadia Lakes’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Arcadia Lakes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.