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Natural hazards · North Providence

North Providence, RI natural hazards

Most of the natural-hazard damage FEMA expects in North Providence comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 114 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Providence?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Providence to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hurricanes6%Heat waves6%Everything else11%
By hazard

What North Providence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

6% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once every 6 years in the area

Heat waves

6% of expected damage
Well below average · higher than 19% of U.S. places
Recorded about 6 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Providence flood?

Every paid claim on a federal flood insurance policy in North Providence, from FEMA’s records.

114paid claims since 1978
$1.4Mpaid to owners
20homes flooded more than once
19782026

Biggest named events

  • March 2010 Nor'easter: 28 claims, $222K
  • Not a named storm: 12 claims, $156K
  • December Nor'easter: 1 claim, $41K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. North Providence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Providence County.
Disasters that hit North Providence

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Providence itself: aid to households, or repair grants to the Town of North Providence.

Brought FEMA money into North ProvidenceDeclared for Providence County only
2024

Severe Storms and Flooding

106 households applied for aid $530K aid approved
2023

Severe Storm and Flooding

62 households applied for aid $309K aid approved
2023

Severe Storms, Flooding, and Tornadoes

128 households applied for aid $665K aid approved
2022

Severe Winter Storm and Snowstorm

$106K to the Town of North Providence for repairs
2015

Severe Winter Storm and Snowstorm

$188K to the Town of North Providence for repairs
2013

Severe Winter Storm and Snowstorm

$128K to the Town of North Providence for repairs
2011

Tropical Storm Irene

$116K to the Town of North Providence for repairs
2010

Severe Storms and Flooding

897 households applied for aid $1.1M aid approved $116K to the Town of North Providence for repairs
2005

Record Snow

$68K to the Town of North Providence for repairs
2003

Snow

$73K to the Town of North Providence for repairs
Providence County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.
Around North Providence

North Providence and the towns around it

Johnston: Low, mostly inland floodingProvidence: Low, mostly inland floodingPawtucket: Low, mostly inland floodingLincoln: Low, mostly inland floodingSmithfield: Low, mostly inland floodingCranston: Moderate, mostly inland floodingScituate: Low, mostly inland floodingEast Providence: Very low, mostly inland floodingCentral Falls: Moderate, mostly inland floodingSeekonk: Very low, mostly inland floodingAttleboro: Low, mostly inland floodingNorth Smithfield: Low, mostly inland floodingCumberland: Low, mostly inland floodingGlocester: Very low, mostly inland floodingNorth Providence: Moderate, mostly inland flooding North ProvidenceJohnstonProvidencePawtucketLincolnSmithfield
Very lowLowModerateHighVery high
North Providencemostly inland floodingModerate
Providencemostly inland floodingLow
Johnstonmostly inland floodingLow
Pawtucketmostly inland floodingLow
Lincolnmostly inland floodingLow
Smithfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Providence covers 7 census tracts, combined by population.
Money that reached townFlood claims are matched to North Providence’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Providence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Providence total about $7.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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