Natural hazards · New Shoreham

New Shoreham, RI natural hazards

Most of the natural-hazard damage FEMA expects in New Shoreham comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 15 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is New Shoreham?

4
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Shoreham to be higher than in 4% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding63%Hurricanes18%Coastal flooding13%Everything else6%
By hazard

What New Shoreham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Well below average · higher than 6% of U.S. places
Recorded about once a year in the area

Hurricanes

18% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 5 years in the area

Coastal flooding

13% of expected damage
Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Shoreham flood?

Every paid claim on a federal flood insurance policy in New Shoreham, from FEMA’s records.

15paid claims since 1978
$365Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Sandy: 6 claims, $167K
  • Not a named storm: 1 claim, $280
  • March 2010 Nor'easter: 1 claim, $8K
of homes in flood zones
are insured
of all homes
are insured
🏷️ 10% off flood insurance. New Shoreham is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Washington County.
Disasters that hit New Shoreham

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Shoreham itself: aid to households, or repair grants to the Town of New Shoreham.

Brought FEMA money into New ShorehamDeclared for Washington County only
2022

Severe Winter Storm and Snowstorm

$17K to the Town of New Shoreham for repairs
2015

Severe Winter Storm and Snowstorm

$3K to the Town of New Shoreham for repairs
2012

Hurricane Sandy

$66K to the Town of New Shoreham for repairs
Washington County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Shoreham covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to New Shoreham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Shoreham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Shoreham total about $493K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01