Sign inJoin
Housing in Zerbe

A typical Zerbe home is worth roughly $155,000

Builders were permitted 1 new home in 2025.

Typical home value
$155K
PA $290K
Estimate
2-bedroom rent
$970
a month, utilities in · HUD
Median tax bill
$1,634
PA $3,311

What kind of housing town is Zerbe?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.7 years of income

Less than across Pennsylvania (3.7 years). Try your own numbers below.

You could afford about
$221,000
Typical Zerbe home $155K

That covers a typical Zerbe home, with $66K to spare.

The typical home, each month
$950
Loan $770Tax $140Insurance $50

A two-bedroom rents for about $970 a month here, $20 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Zerbe’s typical property tax (1.05% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

82% of Zerbe households own their home

Half of Zerbe’s homes were built before 1941.

Owners and renters
Own 82%Rent 18%

Pennsylvania: 69% own.

1941
typical home built · PA 1965
$1,634
median property tax bill · PA $3,311
1.05%
of a home’s value, a year in tax · PA 1.30%
5%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $970

Renters already here pay a median of $689, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$670
1 bedroom$840
2 bedrooms$970
3 bedrooms$1,240
4 bedrooms$1,290
18%
of households rent · PA 31%
135
renter households
17%
of renters spend 30%+ of income on rent · PA 48%
20%
of the median income, for a two-bedroom
$689
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Northumberland County, PA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

1 new home permitted in 2025

Builders were permitted 1 new home in Zerbe in 2025. That's 0.5 per 1,000 residents, slower than across Pennsylvania (2). Over the past 10 years, Zerbe has permitted 7 homes in all.

Single-family
0123 200020052010201520202025
1
new homes permitted in 2025
0
2026 so far (Jan–Aug)
0.5
per 1,000 residents · PA 2
7
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−70
New homes+8

Between the 2010 and 2020 censuses, Zerbe's population fell by 70 even though 8 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Pennsylvania: 1.4 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025110$222,000
2024000—
2023220$480,000
2022000—
2021220$181,000
2020000—
2019000—
2018000—
2017110$246,000
2016110$246,000
2015330$680,000
2014220$422,000
2013000—
2012000—
2011000—
2010110$179,000
2009110$179,000
2008000—
2007330$600,000
2006220$250,000
2005330$300,000
2004000—
2003000—
2002110$80,000
2001000—
2000000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Next door

Zerbe vs. its neighbors

Zerbe is the 3rd least expensive of 5 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Zerbe$155K*—$9701$58,287
Trevorton$151K−12.1%$970—$59,167
Shamokin$260K*—$1,0102$95,000
West Cameron$205K*—$1,0202$75,000
Coal$72K−11%$9700$51,010
Little Mahanoy——$1,0700$71,500

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Zerbe buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Zerbe still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

Post to Zerbe

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in