Natural hazards · Yoe

Yoe, PA natural hazards

Most of the natural-hazard damage FEMA expects in Yoe comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yoe?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yoe to be higher than in 8% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding49%Hurricanes18%Heat waves8%Cold waves6%Earthquakes6%Strong wind5%Everything else8%

By hazard

What Yoe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

18% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Heat waves

8% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Above average · higher than 52% of U.S. places

Strong wind

5% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 7 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yoe flood?

Every paid claim on a federal flood insurance policy in Yoe, from FEMA’s records.

1paid claims since 1978

$3Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Yoe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.

Disasters that hit Yoe

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yoe itself: aid to households, or repair grants to the Borough of Yoe.

Brought FEMA money into YoeDeclared for York County only

2021

Remnants of Hurricane Ida

3 households applied for aid

2011

Tropical Storm Lee

9 households applied for aid $11K aid approved

York County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yoe is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Yoe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Yoe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.