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Natural hazards in Wyncote · FEMA

Wyncote is calmer than 72% of U.S. communities

Most of the natural-hazard damage FEMA expects in Wyncote comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 58 claims here since 1989.

28Low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Low
higher than 28% of U.S. places
Main hazard
Inland flooding
62% of expected damage
Flood claims
58
paid since 1989 · $3.5M
Disasters paid out here
0
of 24 declared for Montgomery County
Expected yearly loss
$959K
buildings, people and crops

What stands out about Wyncote’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Wyncote?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 28% of U.S. communities, mostly from inland flooding.

Where Wyncote sits
Wyncote
Very lowLowModerateHighVery high

Calmer than 1,625 of the 2,558 Pennsylvania towns we cover.

Wyncote covers 1 census tract, combined by population.

What drives the damage
Inland flooding62%Cold waves10%Earthquakes9%Heat waves7%Everything else12%
Storms remembered

The storms Wyncote remembers

None of the disasters declared for Montgomery County shows FEMA aid or repair money reaching Wyncote itself in FEMA’s records.

  1. 200411 flood claims paidOne of the three biggest flood years on record
  2. 200111 flood claims paidThe most in any one year on record
Disasters declared, by decade
Paid out in WyncoteMontgomery County only

Montgomery County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Were you here?

Old photos of Wyncote after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Wyncote archive →
By hazard

What Wyncote faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

62%of expected damage
Below average · higher than 49% of U.S. places
Recorded about 6 times a year in the area

Cold waves

10%of expected damage
Below average · higher than 26% of U.S. places
Recorded about once a year in the area

Earthquakes

9%of expected damage
Above average · higher than 71% of U.S. places

Heat waves

7%of expected damage
Above average · higher than 53% of U.S. places
Recorded about 11 times a year in the area
Lower here
🌀 Hurricanes🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🔥 Wildfire⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wyncote flood? Sometimes: 58 flood claims since 1989

Every paid claim on a federal flood insurance policy in Wyncote, from FEMA’s records.

Paid flood claims, by year
1989: 3 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 2 claims1994: 0 claims1995: 0 claims1996: 7 claims1997: 0 claims1998: 0 claims1999: 1 claim2000: 0 claims2001: 11 claims2002: 2 claims2003: 0 claims2004: 11 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 3 claims2010: 0 claims2011: 8 claims2012: 1 claim2013: 1 claim2014: 1 claim2015: 2 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 5 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 200120042011
19892026
Biggest named events
  • Tropical Storm Allison10 claims · $1.1M
  • Tropical Storm Lee6 claims · $216K
  • Hurricane Ida3 claims · $66K
58
paid claims since 1989
$3.5M
paid to owners
0
homes flooded more than once
$61K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Wyncote isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.
Be ready

Get ready for what Wyncote actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Wyncote and its neighbors

Wyncote has the highest rating of the 4 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
WyncoteLowinland flooding58
CheltenhamLowinland flooding291
AbingtonVery lowinland flooding295
JenkintownVery lowinland flooding1

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in July–September

The month each of Montgomery County’s 24 declared disasters began, since 1953.

4J
3F
1M
A
M
3J
2J
4A
6S
1O
N
D
HurricanesFloodsSevere stormsWinter stormsDroughtsIce storms
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Wyncote’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Wyncote.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Wyncote, expected losses total about $959K a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Wyncote.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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