Natural hazards · Windsor

Windsor, PA natural hazards

Most of the natural-hazard damage FEMA expects in Windsor comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 15 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Windsor?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Windsor to be higher than in 26% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding63%Hurricanes15%Everything else22%

By hazard

What Windsor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

15% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Windsor flood?

Every paid claim on a federal flood insurance policy in Windsor, from FEMA’s records.

15paid claims since 1978

$87Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Not a named storm: 2 claims, $6K
Tropical Storm Lee: 2 claims, $18K
Hurricane Ida: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Windsor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.

Disasters that hit Windsor

Federal disasters declared here

None of the disasters declared for York County shows FEMA aid or repair money reaching Windsor itself in FEMA’s records.

Brought FEMA money into WindsorDeclared for York County only

York County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

Around Windsor

Windsor and the towns around it

Very lowLowModerateHighVery high

North Hopewellmostly inland floodingModerate

Feltonmostly inland floodingModerate

Lower Windsormostly inland floodingLow

Chancefordmostly inland floodingLow

Windsormostly inland floodingLow

Springettsburymostly inland floodingLow

Yorkmostly inland floodingLow

Red Lionmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Windsor covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Windsor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Windsor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Windsor total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.