Natural hazards · Windham

Windham, PA natural hazards

Most of the natural-hazard damage FEMA expects in Windham comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Windham?

82
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Windham to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%
By hazard

What Windham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Windham flood?

FEMA's records show no paid flood insurance claims in Windham.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Windham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wyoming County.
Disasters that hit Windham

Federal disasters declared here

None of the disasters declared for Wyoming County shows FEMA aid or repair money reaching Windham itself in FEMA’s records.

Brought FEMA money into WindhamDeclared for Wyoming County only
Wyoming County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Windham

Windham and the towns around it

Braintrim: Very high, mostly inland floodingForkston: High, mostly inland floodingMeshoppen: Very high, mostly inland floodingNorth Branch: High, mostly inland floodingMehoopany: High, mostly inland floodingLaceyville: Very high, mostly inland floodingTuscarora: High, mostly inland floodingAuburn: Low, mostly inland floodingNoxen: Very high, mostly inland floodingWashington: High, mostly inland floodingMeshoppen: Very high, mostly inland floodingColley: Moderate, mostly inland floodingWindham: Very high, mostly inland flooding WindhamBraintrimForkstonMeshoppenNorth BranchMehoopany
Very lowLowModerateHighVery high
Windhammostly inland floodingVery high
Braintrimmostly inland floodingVery high
Meshoppenmostly inland floodingVery high
Forkstonmostly inland floodingHigh
North Branchmostly inland floodingHigh
Mehoopanymostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Windham is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Windham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Windham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01