Natural hazards · Wilmore

Wilmore, PA natural hazards

Most of the natural-hazard damage FEMA expects in Wilmore comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 17 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wilmore?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wilmore to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else18%

By hazard

What Wilmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wilmore flood?

Every paid claim on a federal flood insurance policy in Wilmore, from FEMA’s records.

17paid claims since 1978

$319Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Hurricane Ida: 5 claims, $257K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wilmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cambria County.

Disasters that hit Wilmore

Federal disasters declared here

None of the disasters declared for Cambria County shows FEMA aid or repair money reaching Wilmore itself in FEMA’s records.

Brought FEMA money into WilmoreDeclared for Cambria County only

Cambria County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wilmore is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wilmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Wilmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.