Natural hazards · Wilmington

Wilmington, PA natural hazards

Most of the natural-hazard damage FEMA expects in Wilmington comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 1994.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wilmington?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wilmington to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%

By hazard

What Wilmington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wilmington flood?

Every paid claim on a federal flood insurance policy in Wilmington, from FEMA’s records.

12paid claims since 1994

$97Kpaid to owners

3homes flooded more than once

19942026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wilmington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

Disasters that hit Wilmington

Federal disasters declared here

None of the disasters declared for Lawrence County shows FEMA aid or repair money reaching Wilmington itself in FEMA’s records.

Brought FEMA money into WilmingtonDeclared for Lawrence County only

Lawrence County has had 10 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Wilmington

Wilmington and the towns around it

Very lowLowModerateHighVery high

Volantmostly inland floodingModerate

Washingtonmostly inland floodingModerate

Pulaskimostly inland floodingModerate

Wilmingtonmostly inland floodingModerate

Hickorymostly inland floodingModerate

Wilmingtonmostly inland floodingLow

Springfieldmostly inland floodingLow

Neshannockmostly inland floodingLow

New Wilmingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wilmington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wilmington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wilmington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.