Natural hazards · Wilmerding

Wilmerding, PA natural hazards

Most of the natural-hazard damage FEMA expects in Wilmerding comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wilmerding?

85
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wilmerding to be higher than in 85% of U.S. communities, mostly from inland flooding.

Inland flooding93%Everything else7%
By hazard

What Wilmerding faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

93% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wilmerding flood?

Every paid claim on a federal flood insurance policy in Wilmerding, from FEMA’s records.

1paid claims since 1980
$118paid to owners
0homes flooded more than once
19802026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Wilmerding isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Allegheny County.
Disasters that hit Wilmerding

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wilmerding itself: aid to households, or repair grants to the Borough of Wilmerding.

Brought FEMA money into WilmerdingDeclared for Allegheny County only
2004

Tropical Depression Ivan

5 households applied for aid $18K aid approved
Allegheny County has had 16 natural disasters declared since 1953, most often floods and severe storms.
Around Wilmerding

Wilmerding and the towns around it

Monroeville: Very low, mostly inland floodingNorth Versailles: Very low, mostly inland floodingTurtle Creek: High, mostly inland floodingWall: Very low, mostly inland floodingEast McKeesport: Low, mostly inland floodingMurrysville: Very low, mostly inland floodingPlum: Very low, mostly inland floodingPenn Hills: Very low, mostly inland floodingTrafford: Moderate, mostly inland floodingPenn: Very low, mostly inland floodingWilkins: Very low, mostly inland floodingNorth Braddock: Low, mostly inland floodingEast Pittsburgh: Low, mostly inland floodingMcKeesport: Moderate, mostly inland floodingDuquesne: Very low, mostly inland floodingWhite Oak: Low, mostly inland floodingWilmerding: Very high, mostly inland flooding WilmerdingMonroevilleNorth VersaillesTurtle CreekWallEast McKeesport
Very lowLowModerateHighVery high
Wilmerdingmostly inland floodingVery high
Turtle Creekmostly inland floodingHigh
East McKeesportmostly inland floodingLow
North Versaillesmostly inland floodingVery low
Wallmostly inland floodingVery low
Monroevillemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wilmerding covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Wilmerding’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Wilmerding. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wilmerding total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01