Natural hazards · White

White, PA natural hazards

Most of the natural-hazard damage FEMA expects in White comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is White?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in White to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What White faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does White flood?

FEMA's records show no paid flood insurance claims in White.

of homes in flood zones
are insured

of all homes
are insured

No community discount. White isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cambria County.

Disasters that hit White

Federal disasters declared here

None of the disasters declared for Cambria County shows FEMA aid or repair money reaching White itself in FEMA’s records.

Brought FEMA money into WhiteDeclared for Cambria County only

Cambria County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around White

White and the towns around it

Very lowLowModerateHighVery high

Whitemostly inland floodingLow

Reademostly inland floodingLow

Chestmostly inland floodingLow

Clearfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. White is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to White’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of White. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.