Natural hazards · Whitaker

Whitaker, PA natural hazards

Most of the natural-hazard damage FEMA expects in Whitaker comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Whitaker?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Whitaker to be higher than in 12% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding68%Cold waves19%Everything else12%

By hazard

What Whitaker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 7 times a year in the area

Cold waves

19% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Whitaker flood?

FEMA's records show no paid flood insurance claims in Whitaker.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Whitaker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegheny County.

Disasters that hit Whitaker

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Whitaker itself: aid to households, or repair grants to the Borough of Whitaker.

Brought FEMA money into WhitakerDeclared for Allegheny County only

2004

Tropical Depression Ivan

5 households applied for aid $12K aid approved

Allegheny County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Whitaker

Whitaker and the towns around it

Very lowLowModerateHighVery high

Whitakermostly inland floodingVery low

Munhallmostly inland floodingVery low

West Mifflinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Whitaker covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Whitaker’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Whitaker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Whitaker total about $156K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.