Natural hazards · West Hemlock

West Hemlock, PA natural hazards

Most of the natural-hazard damage FEMA expects in West Hemlock comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Hemlock?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Hemlock to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding76%Strong wind5%Everything else19%

By hazard

What West Hemlock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Hemlock flood?

FEMA's records show no paid flood insurance claims in West Hemlock.

of homes in flood zones
are insured

of all homes
are insured

No community discount. West Hemlock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montour County.

Disasters that hit West Hemlock

Federal disasters declared here

None of the disasters declared for Montour County shows FEMA aid or repair money reaching West Hemlock itself in FEMA’s records.

Brought FEMA money into West HemlockDeclared for Montour County only

Montour County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around West Hemlock

West Hemlock and the towns around it

Very lowLowModerateHighVery high

Madisonmostly inland floodingModerate

West Hemlockmostly inland floodingModerate

Derrymostly inland floodingModerate

Valleymostly inland floodingModerate

Coopermostly inland floodingModerate

Hemlockmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Hemlock is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to West Hemlock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of West Hemlock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.