Natural hazards · Waverly

Waverly, PA natural hazards

Most of the natural-hazard damage FEMA expects in Waverly comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 2006. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waverly?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waverly to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding74%Cold waves9%Everything else18%

By hazard

What Waverly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waverly flood?

Every paid claim on a federal flood insurance policy in Waverly, from FEMA’s records.

6paid claims since 2006

$214Kpaid to owners

1homes flooded more than once

20062026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Waverly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lackawanna County.

Disasters that hit Waverly

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waverly itself: aid to households, or repair grants to the Township of Waverly.

Brought FEMA money into WaverlyDeclared for Lackawanna County only

2004

Tropical Depression Ivan

1 household applied for aid $361 aid approved

2003

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $18K aid approved

Lackawanna County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Waverly

Waverly and the towns around it

Very lowLowModerateHighVery high

North Abingtonmostly inland floodingModerate

Glenburnmostly inland floodingModerate

Daltonmostly inland floodingModerate

South Abingtonmostly inland floodingVery low

Waverlymostly inland floodingVery low

Clarks Greenmostly inland floodingVery low

Clarks Summitmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waverly covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Waverly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Waverly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Waverly total about $894K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.