Natural hazards · Warwick

Warwick, PA natural hazards

Most of the natural-hazard damage FEMA expects in Warwick comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 34 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warwick?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warwick to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes6%Earthquakes6%Everything else20%

By hazard

What Warwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 49% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 60% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warwick flood?

Every paid claim on a federal flood insurance policy in Warwick, from FEMA’s records.

34paid claims since 1978

$565Kpaid to owners

3homes flooded more than once

19782026

Biggest named events

Tropical Storm Lee: 9 claims, $276K
Hurricane Floyd: 3 claims, $23K
Tropical Storm Allison: 2 claims, $90K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bucks County.

Disasters that hit Warwick

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Warwick itself: aid to households, or repair grants to the Township of Warwick.

Brought FEMA money into WarwickDeclared for Bucks County only

2011

Hurricane Irene

2 households applied for aid $188 aid approved

Bucks County has had 21 natural disasters declared since 1953, most often hurricanes and floods.

Around Warwick

Warwick and the towns around it

Very lowLowModerateHighVery high

Doylestownmostly inland floodingLow

Buckinghammostly inland floodingLow

Northamptonmostly inland floodingLow

Wrightstownmostly inland floodingVery low

Warwickmostly inland floodingVery low

Warringtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warwick covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Warwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Warwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Warwick total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.