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Natural hazards · Vernon

Vernon, PA natural hazards

Most of the natural-hazard damage FEMA expects in Vernon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 15 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Vernon?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vernon to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else15%
By hazard

What Vernon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Vernon flood?

Every paid claim on a federal flood insurance policy in Vernon, from FEMA’s records.

15paid claims since 1980
$98Kpaid to owners
2homes flooded more than once
19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Vernon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Crawford County.
Disasters that hit Vernon

Federal disasters declared here

None of the disasters declared for Crawford County shows FEMA aid or repair money reaching Vernon itself in FEMA’s records.

Brought FEMA money into VernonDeclared for Crawford County only
Crawford County has had 13 natural disasters declared since 1953, most often floods and severe storms.
Around Vernon

Vernon and the towns around it

West Mead: Very low, mostly inland floodingMeadville: Low, mostly inland floodingGreenwood: Very low, mostly inland floodingHayfield: Very low, mostly inland floodingUnion: Moderate, mostly inland floodingSummit: Low, mostly inland floodingSadsbury: Very low, mostly inland floodingEast Mead: Very low, mostly inland floodingWoodcock: Moderate, mostly inland floodingEast Fairfield: Moderate, mostly inland floodingEast Fallowfield: Very low, mostly inland floodingSandy Creek: Moderate, mostly inland floodingFairfield: Moderate, mostly inland floodingSaegertown: Moderate, mostly inland floodingCussewago: Low, mostly inland floodingVenango: Low, mostly inland floodingPine: Very low, mostly inland floodingSummerhill: Very low, mostly inland floodingConneaut: Very low, mostly inland floodingWest Fallowfield: Very low, mostly inland floodingVernon: Low, mostly inland flooding VernonWest MeadMeadvilleGreenwoodHayfieldUnionSummitSadsbury
Very lowLowModerateHighVery high
Unionmostly inland floodingModerate
Meadvillemostly inland floodingLow
Vernonmostly inland floodingLow
Summitmostly inland floodingLow
Hayfieldmostly inland floodingVery low
Greenwoodmostly inland floodingVery low
Sadsburymostly inland floodingVery low
West Meadmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vernon covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Vernon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Vernon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Vernon total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.