Natural hazards · Ursina

Ursina, PA natural hazards

Most of the natural-hazard damage FEMA expects in Ursina comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1981. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ursina?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ursina to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%

By hazard

What Ursina faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ursina flood?

Every paid claim on a federal flood insurance policy in Ursina, from FEMA’s records.

4paid claims since 1981

$11Kpaid to owners

1homes flooded more than once

19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ursina isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Somerset County.

Disasters that hit Ursina

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ursina itself: aid to households, or repair grants to the Borough of Ursina.

Brought FEMA money into UrsinaDeclared for Somerset County only

2004

Tropical Depression Ivan

1 household applied for aid $2K aid approved

Somerset County has had 18 natural disasters declared since 1953, most often floods and winter storms.

Around Ursina

Ursina and the towns around it

Very lowLowModerateHighVery high

Ursinamostly inland floodingHigh

Lower Turkeyfootmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ursina is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ursina’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Ursina. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.