Natural hazards · Upper Southampton

Upper Southampton, PA natural hazards

Most of the natural-hazard damage FEMA expects in Upper Southampton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 70 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Upper Southampton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Upper Southampton to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding58%Earthquakes12%Tornadoes7%Cold waves6%Everything else17%

By hazard

What Upper Southampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

12% of expected damage

Above average · higher than 71% of U.S. places

Tornadoes

7% of expected damage

Above average · higher than 50% of U.S. places

Cold waves

6% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Upper Southampton flood?

Every paid claim on a federal flood insurance policy in Upper Southampton, from FEMA’s records.

70paid claims since 1979

$2.1Mpaid to owners

9homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 16 claims, $846K
Hurricane Ida: 5 claims, $319K
Hurricane Floyd: 4 claims, $132K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Upper Southampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bucks County.

Disasters that hit Upper Southampton

Federal disasters declared here

None of the disasters declared for Bucks County shows FEMA aid or repair money reaching Upper Southampton itself in FEMA’s records.

Brought FEMA money into Upper SouthamptonDeclared for Bucks County only

Bucks County has had 21 natural disasters declared since 1953, most often hurricanes and floods.

Around Upper Southampton

Upper Southampton and the towns around it

Very lowLowModerateHighVery high

Northamptonmostly inland floodingLow

Lower Southamptonmostly inland floodingVery low

Upper Southamptonmostly inland floodingVery low

Warminstermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Upper Southampton covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Upper Southampton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Upper Southampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Upper Southampton total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.