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Housing in Ulster

A typical Ulster home is worth roughly $174,000

No new homes were permitted in 2025.

Typical home value
$174K
PA $290K
Estimate
2-bedroom rent
$1,130
a month, utilities in · HUD
Median tax bill
$2,637
PA $3,311

What kind of housing town is Ulster?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.3 years of income

Less than across Pennsylvania (3.7 years). Try your own numbers below.

You could afford about
$272,000
Typical Ulster home $174K

That covers a typical Ulster home, with $99K to spare.

The typical home, each month
$1,130
Loan $860Tax $220Insurance $50

A two-bedroom rents for about $1,130 a month here, $0 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Ulster’s typical property tax (1.52% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,130

Renters already here pay a median of $854, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$890
1 bedroom$900
2 bedrooms$1,130
3 bedrooms$1,420
4 bedrooms$1,610
24%
of households rent · PA 31%
73
renter households
33%
of renters spend 30%+ of income on rent · PA 48%
18%
of the median income, for a two-bedroom
$854
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Bradford County, PA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Ulster in 2025. The last year with any was 2024 (3 new homes).

Single-family
012345 2000201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
10
homes in the past 10 years
Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024330$677,000
2023110$301,000
2022000—
2021550$1.3 million
2020110$200,000
2019000—
2018000—
2017000—
2016000—
2015110$180,000
2014220$525,000
2013000—
2012440$536,000
2011330$195,000
2004000—
2003000—
2002000—
2001000—
2000000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

76% of Ulster households own their home

Half of Ulster’s homes were built before 1970.

Owners and renters
Own 76%Rent 24%

Pennsylvania: 69% own.

1970
typical home built · PA 1965
$2,637
median property tax bill · PA $3,311
1.52%
of a home’s value, a year in tax · PA 1.30%
2%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Ulster vs. its neighbors

Ulster is the least expensive of 5 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Ulster$174K*—$1,1300$76,250
Sheshequin$213K*—$1,1300$62,321
Smithfield$208K*—$1,0700$77,500
Burlington$212K*−6.8%†$1,0900$93,250
Athens$208K*+11.6%†$1,0503$72,237

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Ulster buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Ulster still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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