Natural hazards · Trappe

Trappe, PA natural hazards

Most of the natural-hazard damage FEMA expects in Trappe comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 10 claims here since 1999. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Trappe?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trappe to be higher than in 2% of U.S. communities, mostly from inland flooding.

Inland flooding48%Cold waves15%Tornadoes8%Heat waves8%Earthquakes7%Hurricanes5%Everything else8%

By hazard

What Trappe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about 6 times a year in the area

Cold waves

15% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Above average · higher than 50% of U.S. places

Heat waves

8% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 8 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 59% of U.S. places

Hurricanes

5% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Trappe flood?

Every paid claim on a federal flood insurance policy in Trappe, from FEMA’s records.

10paid claims since 1999

$306Kpaid to owners

1homes flooded more than once

19992026

Biggest named events

Hurricane Ida: 3 claims, $170K
Hurricane Floyd: 2 claims, $20K
Hurricane Irene: 1 claim, $38K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Trappe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Trappe

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Trappe itself: aid to households, or repair grants to the Borough of Trappe.

Brought FEMA money into TrappeDeclared for Montgomery County only

2021

Remnants of Hurricane Ida

8 households applied for aid $24K aid approved

2011

Hurricane Irene

3 households applied for aid $3K aid approved

Montgomery County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around Trappe

Trappe and the towns around it

Very lowLowModerateHighVery high

Upper Providencemostly inland floodingLow

Perkiomenmostly inland floodingLow

Collegevillemostly inland floodingLow

Trappemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trappe covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Trappe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Trappe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Trappe total about $949K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.