Natural hazards · Trafford

Trafford, PA natural hazards

Most of the natural-hazard damage FEMA expects in Trafford comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1985. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Trafford?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trafford to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%

By hazard

What Trafford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Trafford flood?

Every paid claim on a federal flood insurance policy in Trafford, from FEMA’s records.

11paid claims since 1985

$288Kpaid to owners

2homes flooded more than once

19852026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Trafford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Westmoreland County.

Disasters that hit Trafford

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Trafford itself: aid to households, or repair grants to the Borough of Trafford.

Brought FEMA money into TraffordDeclared for Westmoreland County only

2004

Tropical Depression Ivan

3 households applied for aid $5K aid approved

Westmoreland County has had 18 natural disasters declared since 1953, most often floods and winter storms.

Around Trafford

Trafford and the towns around it

Very lowLowModerateHighVery high

Traffordmostly inland floodingModerate

North Versaillesmostly inland floodingVery low

North Huntingdonmostly inland floodingVery low

Pennmostly inland floodingVery low

Monroevillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trafford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Trafford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Trafford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Trafford total about $880K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.