Natural hazards · Summit Hill

Summit Hill, PA natural hazards

Most of the natural-hazard damage FEMA expects in Summit Hill comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Summit Hill?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Summit Hill to be higher than in 7% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves23%Heat waves13%Strong wind9%Lightning8%Tornadoes5%Everything else8%

By hazard

What Summit Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 2 times a year in the area

Cold waves

23% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Heat waves

13% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 2 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Lightning

8% of expected damage

Below average · higher than 45% of U.S. places

Tornadoes

5% of expected damage

Below average · higher than 46% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Summit Hill flood?

FEMA's records show no paid flood insurance claims in Summit Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Summit Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carbon County.

Disasters that hit Summit Hill

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Summit Hill itself: aid to households, or repair grants to the Borough of Summit Hill.

Brought FEMA money into Summit HillDeclared for Carbon County only

2006

Severe Storms, Flooding, and Mudslides

3 households applied for aid $9K aid approved

Carbon County has had 16 natural disasters declared since 1953, most often hurricanes and floods.

Around Summit Hill

Summit Hill and the towns around it

Very lowLowModerateHighVery high

Tamaquamostly inland floodingHigh

Nesquehoningmostly inland floodingModerate

Lansfordmostly inland floodingLow

Mahoningmostly inland floodingLow

Jim Thorpemostly inland floodingVery low

Summit Hillmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Summit Hill covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Summit Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Summit Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Summit Hill total about $658K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.