Natural hazards · Straban

Straban, PA natural hazards

Most of the natural-hazard damage FEMA expects in Straban comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Straban?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Straban to be higher than in 11% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding52%Hurricanes17%Drought9%Earthquakes6%Tornadoes5%Everything else12%

By hazard

What Straban faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 12 years in the area

Drought

9% of expected damage

Recorded about 3 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 56% of U.S. places

Tornadoes

5% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 45 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Straban flood?

Every paid claim on a federal flood insurance policy in Straban, from FEMA’s records.

2paid claims since 2011

$90Kpaid to owners

0homes flooded more than once

20112026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Straban isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

Disasters that hit Straban

Federal disasters declared here

None of the disasters declared for Adams County shows FEMA aid or repair money reaching Straban itself in FEMA’s records.

Brought FEMA money into StrabanDeclared for Adams County only

Adams County has had 16 natural disasters declared since 1953, most often floods and winter storms.

Around Straban

Straban and the towns around it

Very lowLowModerateHighVery high

Readingmostly inland floodingModerate

Mount Joymostly inland floodingLow

Mount Pleasantmostly inland floodingLow

Cumberlandmostly inland floodingLow

Tyronemostly inland floodingVery low

Butlermostly inland floodingVery low

Strabanmostly inland floodingVery low

Gettysburgmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Straban covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Straban’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Straban. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Straban total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.