Natural hazards · Stoneboro

Stoneboro, PA natural hazards

Most of the natural-hazard damage FEMA expects in Stoneboro comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1981. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stoneboro?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stoneboro to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding92%Everything else8%

By hazard

What Stoneboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

92% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stoneboro flood?

Every paid claim on a federal flood insurance policy in Stoneboro, from FEMA’s records.

13paid claims since 1981

$123Kpaid to owners

1homes flooded more than once

19812026

Biggest named events

Tropical Storm Ivan: 1 claim, $23K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stoneboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mercer County.

Disasters that hit Stoneboro

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Stoneboro itself: aid to households, or repair grants to the Borough of Stoneboro.

Brought FEMA money into StoneboroDeclared for Mercer County only

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $1K aid approved

Mercer County has had 11 natural disasters declared since 1953, most often hurricanes and floods.

Around Stoneboro

Stoneboro and the towns around it

Very lowLowModerateHighVery high

Stoneboromostly inland floodingHigh

Sandy Lakemostly inland floodingHigh

Lakemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stoneboro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stoneboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Stoneboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.