Natural hazards · Stewartstown

Stewartstown, PA natural hazards

Most of the natural-hazard damage FEMA expects in Stewartstown comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stewartstown?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stewartstown to be higher than in 29% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding61%Hurricanes15%Everything else24%

By hazard

What Stewartstown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

15% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stewartstown flood?

FEMA's records show no paid flood insurance claims in Stewartstown.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stewartstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.

Disasters that hit Stewartstown

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stewartstown itself: aid to households, or repair grants to the Borough of Stewartstown.

Brought FEMA money into StewartstownDeclared for York County only

2021

Remnants of Hurricane Ida

11 households applied for aid

2011

Tropical Storm Lee

22 households applied for aid $33K aid approved

York County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stewartstown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stewartstown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Stewartstown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.